March 19th, 2008

How Price Sensitivite are Individuals with MA or Medigap Author: Deft Research

The most recent study put out by Deft Research, Senior Market Dynamics, shows how and why seniors shopped and switched health insurance. The study also looks at price sensitivity and how different groups react to price savings and increases, as well as what type of premium and out-of-pocket costs they would choose for themselves.

Below is a chart showing how those individuals who shopped for or switched health insurance compare to those who did not look for new coverage during the AEP. If their plan’s premium increased by thirty dollars a month 42% of those who did not shop would begin looking for new coverage, while this is true for 63% of those who switched during the AEP. This study also looks at the switching patterns and price sensitivity of Group Retirees and Dual Eligibles.

TOP LINE RESULT


Some Individuals More Price Sensitive than Others

Senior Intention to Switch

If you would like to see a preview of this study, please e-mail Barb Strnad at
bstrnad@deftresearch.com.
A special offer is currently available for purchasers of the Senior Market Dynamics 2008 study. To see this offer, and the order form click HERE.


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